Who is referred to as the person that signs a check?

• A. Payee
• B. Drawer
• C. Drawee
• D. Endorser

Answer: (B)

The individual who signs a check is referred to as the drawer. This is the person or entity that has an account at a financial institution and orders the payment of a specific amount from their account to one or more recipients. When the drawer signs the check, they authorize the bank to release the specified funds to the payee, who is the individual or organization receiving the payment.

Understanding the roles in this context is important: the payee is the one receiving the funds, while the drawee is the bank that holds the drawer's account and will process the check when presented. The endorser is someone who signs the back of a check to transfer ownership or cash it, but it is not the same as the drawer who authorizes the payment in the first place.